BY ACCESSING OR USING ANY PART OF OUR WEBSITE, INCLUDING LINKING TO THE WEBSITE, YOU AGREE THAT YOU HAVE READ, UNDERSTAND AND AGREE TO BE BOUND BY OUR TERMS OF SERVICES. IF THERE ARE ADDITIONAL POSTED GUIDELINES OR POLICIES APPLICABLE TO THE SERVICES OR WEBSITE (INCLUDING THE PRIVACY POLICY), YOU ARE REQUIRED TO FOLLOW THOSE AS WELL

INTERNET TECHNOLOGY AND APPLICABLE LAWS, RULES AND REGULATIONS CHANGE FREQUENTLY. ACCORDINGLY, 1st A.I.C. Insurance Schools RESERVES THE RIGHT TO MAKE CHANGES TO THESE AT ANY TIME. IT IS YOUR RESPONSIBILITY TO FREQUENTLY REVIEW ANY CHANGES TO THESE TERMS.

Security:
We have implemented commercially reasonable technical and organizational measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration or disclosure. However, we cannot guarantee that unauthorized third parties will be unable to defeat those measures or use your personal information for improper purposes. You acknowledge that you provide your personal information at your own risk. There is always the possibility of unknowingly acquiring computer viruses on the Internet and thus we want to warn you about infections or viral contamination on your system. It is your responsibility to scan any and all downloaded materials received from the Internet.

Consent to Communication from 1st A.I.C. Insurance Schools:
Consent to Communications from 1st A.I.C. Insurance Schools. By registering as a User and providing 1st A.I.C. Insurance Schools your email address, you consent to our using the email address to send you Service-related notices.

Misuse and redistribution of Material:

All content and information provided by 1st A.I.C. Insurance Schools on its Web site, including but not limited to text, data, images, PDF, graphics and charts, is owned by or licensed to 1st A.I.C. Insurance Schools. By visiting, registering or accessing our website in any way, you agree that you will only use it for lawful purpose. You may not post, upload, transmit, share, store or other make available any content of our website to any 3rd party.

Refund Policy:
Refund requests must be submitted in writing to service@aicinsuranceschools.com. The following conditions apply:

Online Continuing Education Products - Purchases of online continuing education courses are final and non-refundable. If you purchase a course in error, we can change the course to an equally priced course or provide a credit for a future course.

Online Prelicensing Products - Refunds for online products must be requested within 24 hours of purchase provided you have spent less than 1 hour within the online study materials. Refunds requested after 24 hours are subject to a $25 cancellation fee.  Access to the course will be terminated upon approval of refund. Refunds will not be granted for failure to complete the course. All sales are final two (2) weeks after purchase date.

Shipping and Handling Fees - Once products have left our office, shipping and handling fees are non-refundable.

Textbooks - Refunds for textbooks will be issued on the product's return. The book must be in new condition, unmarked, no bent or dogeared pages and no creases in the spine or cover (no signs of use). Books must be returned within 10 days from the date of purchase to the address below. Books are subject to a $25 restocking fee. Please allow 2-3 weeks for processing. Refunds will be issued to the original payment method.

1st A.I.C. Insurance Schools
Attn: Re. Returns                                                                                                                                                                                                                      1041 Askew Station Bend,                                                                                                                                                                                 Greensboro, Georgia 30642

Termination:
AIC Insurance Schools reserves the right, without notice and in its sole discretion, to terminate your account for any violation of these Terms and Conditions, no refunds shall be offered under such circumstances.